Salmenhuipuntie 8, Kuusamo, 14 93830, Kuusamo, Finland. - Hero Image
Salmenhuipuntie 8
14 | Kuusamo

Where Privacy

Meets Prestige

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Kadri-Ann Öunap
Kadri-Ann Öunap
Presented At
€1,050,000
Bedrooms
4
Bathrooms
4
Living
1,507
SQFT
Fireplace
Stone Countertops
Washer Dryer
Bar
Laundry Room
Jacuzzi
Basement
Sauna
Terrace
Garage
Balcony
Pool
Water View
Privacy
Salmenhuipuntie 8, Kuusamo, 14 93830, Kuusamo, Finland. - Photo 1
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Salmenhuipuntie 8, Kuusamo, 14 93830, Kuusamo, Finland. , 14 , Kuusamo

Salmihuippu 4

This stylish and meticulously constructed villa unfolds across three levels, opening directly into the soul of the Kuusamo wilderness. Expansive windows frame sweeping views of fells, lakes, and tranquil forests, with the scenery transforming beautifully through the seasons—from the bright light of spring to the golden glow of autumn and the hushed, snow-covered silence of winter. In the evenings, the northern sky may come alive with the dance of the Northern Lights, while the surrounding nature offers a rare sense of peace, purity, and subtle mystique that gently washes away the pace of everyday life.The villa’s layout has been designed to meet the expectations of even the most discerning owner. Four bedrooms provide privacy for family and guests alike, while the spacious, light-filled living areas invite shared moments together. The stylish and highly functional kitchen forms the heart of the home, complemented by sauna and hot tub facilities designed for relaxation and indulgence. Practical utility, maintenance, and storage spaces ensure that leisure living remains effortless and carefree.The location offers a rare balance between privacy and accessibility. Set in a peaceful setting, the villa is nevertheless just a short drive from Ruka, one of Finland’s most significant and continuously evolving ski and fell resorts. The Kuusamo region offers year-round experiences, activities, and services that easily satisfy even the most demanding visitor. Cross-country ski tracks and snowmobile routes are close by, Ruka’s services are within easy reach, and Kuusamo Airport can be reached in approximately thirty minutes.Energy efficiency has been a key focus in the construction of the villa, reflected in pleasantly moderate heating costs. The movable furnishings are negotiable as part of the sale, allowing for a smooth and swift transition into ownership. If you are seeking a holiday home that combines quality, nature, tranquility, and excellent accessibility, this villa is truly worth discoveringFurther information:KADRI-ANN ÖUNAP Sales Associate, Notary, KED, KiAT +358 [hidden information][hidden information] Your real estate partner – with style and expertise Selling a home is often one of life’s major decisions. When you want a partner who manages the process with care, discretion, and professionalism, we are at your service. Contact us by phone or email to arrange a meeting. We always begin with a complimentary valuation and consultation, with no obligation. A high-quality outcome is achieved by doing the right things from the very beginning—together.

Gallery

3D Street View Tour

Map showing Salmenhuipuntie 8, Kuusamo, 14 93830, Kuusamo, Finland.

Property Location

Salmenhuipuntie 8, Kuusamo, 14 93830, Kuusamo, Finland., 14 Kuusamo

Local Weather & Climate

14, Kuusamo

Current Conditions Updated recently
28 °F
Overcast clouds
Feels Like 18°F
Humidity 97%
Wind 11 mph
Visibility 6.2 mi
Sunrise 4:43 AM
Sunset 3:44 PM
5-Day Forecast
Tue 10 Mar
Clouds
High 32°
Low 28°
Wed 11 Mar
Clouds
High 32°
Low 31°
Thu 12 Mar
Snow
High 34°
Low 33°
Fri 13 Mar
Snow
High 36°
Low 33°
Sat 14 Mar
Clouds
High 37°
Low 33°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around 14?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in 14. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $105,000,000 20% down ($21,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$9,023
$9,023/day
Your home may appreciate while you sleep
$63,332/week $274,438/mo $3,293,258/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$57.8M
vs
OWN 📈 +$82.0M
$82.0M Potential Equity
vs $57.8M lost to rent over 10 years
$21.0M Down Payment Growth
3.9x
10yr
$82.0M
8.1x
20yr
$169.7M
12.6x
30yr
$265.2M
Wealth Comparison
×631
Equivalent to 631 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $265.2M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $123.7M +18%
Market $143.0M +36%
Optimistic $165.0M +57%
$82.0M est. equity
20 Years
Conservative $145.6M +39%
Market $194.7M +85%
Optimistic $259.3M +147%
$169.7M est. equity
30 Years
Conservative $171.5M +63%
Market $265.2M +153%
Optimistic $407.5M +288%
$265.2M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This other at Salmenhuipuntie 8, Kuusamo, 14 93830, Kuusamo, Finland features 4 bedrooms with 1,507 square feet of living space.
This property offers 1,507 square feet of living space.
This property is listed at $105,000,000, which equals $69675 per square foot.
Based on current market indicators, 14 shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a other located in 14, Kuusamo. The property is situated in an established neighborhood with convenient access to local amenities and services.
Kadri-Ann Öunap

Kadri-Ann Öunap

Snellman Sotheby's International Realty

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